To help students pursue higher studies, the government of Bihar has introduced the bihar student credit card yojani. This scheme allows students to apply for an education loan of up to Rs. 4 lakh at 0% interest rate. To apply, students must have a selection certificate from a recognized institute and a detailed document about the fee required for higher studies. Other documents needed for the application include a passport size photograph, self-attested copies of the application form, two passport-sized photographs, last six months bank statements, and Form-16 or family income certificate. Income Tax Return for the last two years is also required.
CIBIL score must be more than or equal to 700
To avail the Bihar student credit card scheme, you must have a CIBIL score of at least 700. This will help you get approval from banks based on the eligibility criteria. However, you should note that the criteria can differ from bank to bank. To avoid any mishap, you need to be aware of the eligibility criteria before applying.
In order to avail this scheme, you must have a minimum CIBIL score of 750. While this may not seem a big deal, it is still worth knowing that getting a card with a low score may entail a lot of hassles. You may get rejected several times or your score may fall consistently. That is why you must regularly check your credit score to avoid any disappointment.
CIBIL score must be higher than or equal to 700 in order to apply for the Bihar student credit card scheme. Most students don’t have a credit score yet. However, credit scores are built only through credit card and loan usage, so even if you don’t have a credit score yet, it is still possible to get one in a short period of time. In order to get a Bihar student credit card, you must also have a bank account statement of at least six months and a family income certificate.
To obtain a Bihar student credit card, you must first register online. The next step is to select the scheme that is right for you. Once you have registered, you will need to enter all your personal information and that of any co-applicant if applicable. You will then need to complete the application form. The application process will take only a few minutes.
Documents required to apply for Bihar student credit card yojana
The Bihar student credit card yojany is a government initiative to provide financial assistance to students. This program helps students pursue higher education at reduced interest rates. It aims to improve the Gross Enrolment Ratio (GER) in Bihar, which is currently 14.3%, compared to the national average of 24.4%. This scheme will provide loans of up to Rs 4 lakh for eligible aspirants.
To apply for the scheme, candidates should visit the official website. They must first register by submitting their email id and mobile number. After that, they should verify their OTP. If they have forgotten their password, they must go back to the login page and click on Forgot Password. Once the new password is entered, they will be redirected to their account.
Once all the necessary documents have been prepared, the next step is to apply for the Bihar student credit card yojanan. Depending on your circumstances, you may be able to get a card up to Rs. 4 lakh. Be sure to check out the terms and conditions for applying for the Bihar student credit card yojana before applying. It may be worth a try and apply for the Bihar student credit card scheme! Just make sure that you read this article and follow the steps thoroughly to avoid any misunderstandings. Then, fill out the application form. If you have any queries, feel free to visit the website on a regular basis to get updates on the scheme.
The Bihar student credit card yojani is a financial assistance scheme for students who cannot afford the cost of higher education. It offers up to 4 lakhs in loans for students to complete their education. The Bihar student credit card yojana is valid for students in the state of Bihar. The eligibility criteria for this credit card yojana vary from state to state.
Benefits of Bihar student credit card yojana
Bihar student credit card yojanha is a loan scheme for the students of Bihar State. The loans are provided for various purposes like buying books, paying monthly fees, purchasing educational equipment, and so on. However, the loan amount should be repaid after 4 years. The applicant must be a resident of Bihar and be studying in a recognized institute or college. This loan scheme will also provide 1% interest on the amount borrowed by the student.
One of the biggest benefits of Bihar Student Credit Card is that it is available to students of different ages and educational background. The eligibility criteria for the scheme includes students from Bihar, Central Board of Secondary Education, and Bihar State Sanskrit Education Board. The student must also be in possession of an Aadhar card in order to be eligible for the scheme. The eligibility criteria differ from issuer to issuer, but the broad eligibility criteria is similar for all.
Students can apply for the Bihar student credit card yojano by completing the application form and uploading the required documents. Once the application form is submitted, a verification process will be carried out to ensure the identity of the applicant. Bihar student credit card yojana will be issued to eligible students who pass the 12th standard from a recognized institute in Bihar.
Students can apply for the Bihar Student Credit Card Yojana (2022) online. This scheme will provide education loans of up to Rs 4 lakh to those who have completed their 10+2 education. Applicants must be Bihar resident and must be enrolled in a recognized educational institute. The loan scheme will be available to students pursuing higher education and general courses, as well as vocational activities.
Launch date
On Gandhi Jayanti, CM Nitish Kumar launched the Bihar student credit card yojan, which is an education loan of up to Rs 4 lakh for students who have passed 12th standard from recognized institutions. This loan will be used to pay the tuition fee for the institute, hostel fees, and even rented accommodation if the hostel is not available. The scheme will also help students in different fields to pursue higher education.
The students of Bihar can use the Bihar student credit card yojan to pay for higher education online. It has numerous benefits, including 0% interest and no guarantor requirement. The application process is simple, and the government wants to ensure that as many eligible students as possible can qualify. The eligibility requirements are simple and easy to meet – applicants must have completed their 12th grade and be enrolled in an accredited institution. Students who are pursuing general education courses can apply for the credit card.
The Bihar government has yet to announce the eligibility criteria for this scheme, but it did state that all students pursuing professional courses would be eligible to apply. The government will take into account the student’s repayment capability and payment patterns when awarding the loan. However, the Bihar government is not revealing any other information on the details of the scheme. The Bihar student credit card yojana launch date is expected to be announced in the near future.
Once the application process is complete, Bihar students can register for the scheme by visiting the respective DRCC on their registered mobile number. When they arrive, they should bring all their self-attested documents to the respective DRCC. These documents include: Aadhar card, 10+2 mark sheet, free education certificate, bank passbook, and address proof. Then, if they already have a credit card, they can login using their new credentials.
Eligibility criteria
Bihar student credit card yojans offer students a way to finance their education. As a Bihar resident, you need to be a minimum age of 25 years and have completed your 12th standard. In addition, you need to be enrolled in a course at an authorised institute. You can apply for up to Rs.4 lakh as a loan. You can also apply for monetary assistance for tuition fees and laptops. You must start repaying your loan once you have completed your course.
To apply for this scheme, you must be a Bihar citizen, have completed class 12th from a state-approved board, and have been selected to attend an authorized institute. You must also be at least twenty-five years old and be a full-time student. You must have completed at least six months before applying for the Bihar student credit card scheme. You must have no previous credit card or outstanding balances. You can apply for the Bihar student credit card yojana online or in person. Once you’ve completed all your information and provided a valid phone number, you will be contacted by a loan representative and complete the process.
To apply for the Bihar student credit card yojani, you must have an active bank account and proof of admission in an authorized institute. Your bank statement, income certificate, and id will be required to complete the application process. To view your application status, you need to visit the official website and click on “Application Status.” You will need to insert your registration id, Aadhaar Card, and date of birth, and then press the submit button. You will get your application status in a flash.